Terms of Service

Last Updated: 24 April, 2026

1. Agreement to Terms

By accessing or using ExpensePal, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

2. Description of Service

ExpensePal provides a personal finance management tool including expense tracking, AI-powered insights, and subscription management. We reserve the right to modify or discontinue the service at any time.

3. User Accounts

When you create an account, you must provide accurate information. You are responsible for maintaining the security of your account and for all activities that occur under the account.

4. Pro Subscriptions & Payments

Pro subscriptions are billed on a monthly or annual basis. Payments are processed through Cashfree. All fees are non-refundable unless required by law.

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of ExpensePal and its licensors.

6. Limitation of Liability

In no event shall ExpensePal be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

7. Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of any significant changes. Your continued use of the service after such modifications constitutes acceptance of the new terms.